Worthy's Security and Compliance Measures

Last updated: August 19, 2026

Context

Worthy is built to institutional security standards, so advisors and their firms can trust that sensitive client data is protected at every level. This article summarizes how Worthy handles data protection, privacy and compliance, calculation accuracy, and the safeguards that help meet the expectations of Chief Compliance Officers.

Data Protection

Worthy protects client data through multiple layers of security:

  • Bank-level encryption — All data is encrypted at rest and in transit using industry-standard AES-256 encryption.

  • SOC 2 Certification — Type 1 is complete, and Type 2 observation is underway. To request a copy of our SOC 2 report, please contact our legal department at hello@withworthy.com.

  • Role-based access controls — 2FA is required for all internal systems, and granular permissions ensure team members only see what they need.

  • Secure cloud infrastructure — Worthy is hosted on secure cloud infrastructure with regular security audits and monitoring.

Privacy & Compliance

  • Client data segregation — Each client's information is isolated and protected.

  • Audit trails — Comprehensive logging of all system activity supports compliance review.

  • Regular penetration testing — Proactive security assessments identify and address vulnerabilities.

  • GDPR and privacy law compliant — Worthy is built to meet strict data protection standards.

Calculations You Can Rely On

Worthy is engineered for accuracy in complex tax scenarios:

  • AI tuned for mathematical rigor — We chose our AI models specifically because they outperform alternatives on complex mathematical reasoning.

  • Purpose-built tax calculators — For common scenarios like Roth conversions, Worthy uses proprietary calculators built on our team's deep tax expertise.

  • Built-in accuracy checks — For more complex scenarios, Worthy double-checks calculations in secure sandbox environments.

  • Stress-tested for real-world use — Worthy has been tested extensively by wealth managers with over $1 trillion in AUM, along with our internal team of experts, who helped bring products like Robinhood and Vanguard's Just Invest to life.

Compliance That Wins CCOs' Approval

Worthy includes safeguards designed with Chief Compliance Officers in mind:

  • Client-ready compliance language — All reports and AI answers include appropriate disclaimers and hedge language.

  • Fiduciary safeguards — Built-in guardrails block lines of questioning (such as "how can I get more fees for this Roth conversion") that could lead to actions against a client's best interests.

  • Traceable reasoning — Every answer is designed to provide references to the relevant tax code and the mathematical steps taken, making it easy for advisors to show their work.

  • Scope of practice protection — Worthy is designed to support advisors, not replace CPAs. Answers are framed to help you have intelligent conversations and coordinate with tax professionals — and stick to what you do best.