What's Up with Worthy — October 29, 2025
Last updated: March 26, 2026
🎯 What's New in This Update
Multi-Year Trend Analysis Dashboard - New analysis tools help advisors present compelling financial narratives to clients across multiple years
AI-Powered Tax Planning Tools - Sophisticated retirement and charitable giving calculators deliver precise projections
Streamlined Multi-Document Upload & Validation - Bulk upload and ZIP file support with automatic validation dramatically reduces setup time and simplifies client data collection
Schedule A (Itemized Deductions) Support - Foundational requirement for the charitable planning feature and expands Worthy's tax form coverage significantly
✨ New Features
Multi-Year Trend Analysis Dashboard
Advisors can now visualize their clients' financial data across multiple tax years with interactive charts and insights.
Key capabilities:
Income vs. Tax visualization – Side-by-side bar charts showing gross income and total taxes paid year-over-year
Effective tax rate trend lines – Track how a client's effective tax rate changes over time
Deductions breakdown – Stacked charts showing the composition of itemized deductions (charitable giving, state taxes, mortgage interest, medical expenses) across years
Summary statistics – Automatic calculation of average income, average tax liability, and income growth rate across all years
Customizable views – Advisors can select which charts to display for client meetings
Why it matters: Transforms how advisors present tax data to clients. Instead of looking at one year in isolation, advisors can now spot trends, identify opportunities, and tell a compelling financial story during client reviews.
AI-Powered Tax Planning Tools
Two sophisticated planning modules that provide personalized, calculation-backed recommendations:
A) Retirement Planning Calculator
Automatically analyzes Schedule C (self-employment) data
Calculates exact maximum contribution amounts for Solo 401(k) and SEP IRA based on actual business profit
Shows detailed breakdowns (employee deferrals vs. employer contributions)
Includes catch-up contribution calculations for clients over 50 (and special rules for ages 60-63)
Provides warnings about contribution limits when clients have multiple employers
B) Charitable Giving Planning
Generate personalized charitable giving strategies
Analyzes Schedule A itemized deductions
Provides 5 sections of actionable advice:
Whether to itemize next year
Donor-Advised Fund (DAF) strategies for "bunching" contributions
Donating appreciated securities instead of cash
Specific action items for advisors
State-specific tax impact analysis
Why it matters: Advisors can now provide sophisticated tax planning education backed by precise calculations and AI-generated insights—all within seconds.
Streamlined Multi-Document Upload & Validation
Complete overhaul of document handling to dramatically speed up client onboarding and ensure completeness.
Key capabilities:
Bulk upload – Select and upload 10+ documents at once instead of one at a time
ZIP file support – Upload an entire folder of tax documents as a single ZIP file; automatically extracts and processes each document
Multiple document types simultaneously – Upload different forms (1040, W-2s, Schedule C, etc.) in one batch
Multiple W-2 handling – Special support for clients with multiple jobs/W-2s
Automatic missing document detection – System analyzes uploaded forms and alerts advisors when required schedules are missing (e.g., "This client reported business income but hasn't uploaded Schedule C")
Visual validation alerts – Color-coded warnings (info/warning/error) with suggested actions
Why it matters: Advisors can confidently complete client files knowing the system will flag any missing documents.
Schedule A (Itemized Deductions) Support
Worthy now fully supports Schedule A analysis, unlocking the ability to analyze:
Medical and dental expenses
State and local taxes (SALT deduction)
Mortgage interest
Charitable contributions
This was a foundational requirement for the charitable planning feature and expands Worthy's tax form coverage significantly.
🔧 Improvements
No improvements reported in this release outside of the new features listed above.
🐛 Bug Fixes
No bug fixes reported in this release.
💡 Coming Soon
Stay tuned for upcoming enhancements to the Worthy platform. We're continuously working to expand capabilities and improve the tax advisory experience.
Questions? hello@withworthy.com